Need an appraisal in Richlands or Onslow County?

The top 7 reasons NC homeowners order from People's Choice Appraisals:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Onslow county's assessment of your property
  3. To cut a mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Onslow county or NC

Own a house in or near Richlands, NC and need help determining the price of it?
Contact People's Choice Appraisals.

We at People's Choice Appraisals understand the particular needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at People's Choice Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are experts in helping people just like you delete undesirable PMI insurance.

Challenge Onslow county's assessment of your property

Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal from People's Choice Appraisals is your best weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. An efficient appraisal from People's Choice Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a seasoned professional double-check it for accuracy or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? People's Choice Appraisals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.